PiggyVest is the first online “Savings & Investment” app in West Africa. It first launched as “Piggybank.ng” on the 7th of January 2016 as a savings-only platform.
For 3 years, Piggyvest offered ONLY savings to their users. Then in April of 2019 Piggybank.ng rebranded to “PiggyVest” and then began to offer DIRECT investments opportunities to users in addition to savings.
4 years on, Piggyvest continued to deliver excellent service to over one million users and counting, by helping them manage their finances in a very simple way. Combined, PiggyVest users save and invest billions of Naira every month that they would probably be tempted to badly spend.
SERVICES OF PIGGYVEST
Piggyvest helps you to save money be it little or large amount over time and when you are ready to collect the money, you get it with interest, so basically it is safe to say they help you in doing the contribution.
You can choose to save little amounts of money periodically (Daily, Weekly or Monthly) towards a specific target OR lock away funds for a specified period of time.
Piggyvest takes away the stress by combining simplicity, discipline, convenience, and flexibility to enable you to manage your finances better and achieve financial freedom.
Commercial banks maximum interest on savings is 4% of which they charge you for ATM card maintenance fees and other charges so at the end of the day you won’t earn much for leaving your money in their care. (Too bad)
With piggyvest you get between 10-12% interest on saved money without any charges plus other bonuses, sounds good right? Click here to join piggyvest right away and save smartly.
All of the savings and investment options on Piggyvest are tailored towards a particular need.
If you’d like to regularly put away money for your savings and withdraw only once a quarter, then the Piggybank wallet is right for you. You can set it so that money is taken from your account and you don’t have to worry about saving manually.
If you’re saving towards a particular goal such as rent or travel, Target Savings is a great option. You can make it a fun challenge to smash all your financial goals.
If you’re looking for something geared towards the long term, The SafeLock feature is perfect for you. With higher interest rates, you could lock away funds you don’t need access to and make even more money by doing so.
If you’re looking to get started on investments or diversify your portfolio, then pre-vetted, low-risk investment opportunities are regularly available on Investify to help you grow your money.
HOW DO I START SAVING MONEY ON PIGGYVEST?
To start saving on PiggyVest, visit their website to create an account by clicking the Join button below:
Set up your withdrawal account details; this is the bank account that funds you withdraw will get sent to.
Enter your debit card details to activate your account and then make your first deposit. (You may use a MasterCard, Visa or Verve card from any Nigerian bank).
You may now proceed to use any of the Savings Plans to start your daily, weekly or monthly savings.
Note that if you don’t want the automatic debit on daily, weekly or monthly basis, you can be using the quick save button on the website to deposit any amount at any time convenient for you. On the dashboard, click on home. The plus sign is the quick save button
ARE THERE BANK CHARGES WHEN YOU DEDUCT FROM YOUR ACCOUNT?
No! it’s completely FREE. There are no bank charges for transferring money to your PiggyVest account. Unlike Commercial Banks like First Bank, Access Bank and others which deduct money from customers for ATM charges, USSD services, Maintenance charges and so on, PiggyVest is completely free of charge.
HOW MUCH CAN I START WITH?
You can ONLY save between:
N50 – N25,000 daily,
N1000 – N100,000 weekly,
or N3,000 – N500,000 monthly
However, you can always top up your savings at any time using the “Quicksave” option which allows you to add any amount.
You can also check here for FREQUENTLY ASKED QUESTIONS. https://Piggyvest.com/FAQ